Aon Insurance

The Australian National Choral Association is in partnership with Aon Risk Solutions to bring our members a policy tailored for the choral community at an affordable price. While we work together, ANCA deals with membership queries and Aon deals with insurance queries.

Through ANCA, choirs can be covered for Public Liability Insurance when they rehearse or perform, for up to a $20,000,000 limit liability. Choirs and individuals can also seek additional Volunteer Accident Insurance and Extended Transit Equipment Insurance, all 3 of which provide comprehensive cover at a competitive price. 

Aon has tailored the policy to the requirements for choirs and the not for profit sector. If your membership is up to date, you are eligible for this policy cover. Get in touch with the office if you are not sure if your membership is up to date, and we will work with our Aon Client Manager David to ensure you and your choir are covered. Aon also offers insurance policies for Individual Members – perfect for conductors who are with a number of choirs, or other busy musical members who freelance or need to be covered at all times.

If you do not have insurance, we recommend considering this tailored policy at a competitive not for profit rate. 

For all membership enquiries, contact
For all insurance enquiries, call Aon on 1800 123 266 or email 
For a new insurance policy, please log in to the members area on the ANCA website to apply.

The way you apply for your insurance 

STEP 1: pay your ANCA membership fee
(NB. please allow up to 48hrs for processing of EFT and cheque payments, before you’ll be able to access the insurance link on your member's page)
STEP 2: Go to the Aon website where you can apply online for your insurance policy.  (This page is only accessible to ANCA members.)
Aon will then provide a Tax Invoice for payment & a Certificate of Currency soon thereafter.
Apply only once and every year thereafter, a renewal document will be sent to your nominated postal address. Renewals are not available online.

Cover options include:

Volunteer Accident Insurance

  • $100,000 Death & Capital Benefits
  • $500 Weekly Benefits

Public Liability Insurance

  • Public Liability: $20,000,000 any one occurrence
  • Products Liability: $20,000,000 any one period of insurance
  • Care, Custody & Control: $100,000 limited in the aggregate
  • Professional Liability: $1,000,000 any one claim and limited to $2,000,000 in the aggregate (cover provided to all registered members).
  • Retroactive Date – 31 May 2007

Age limit:

There is no age limit on the policy but the following does apply:
- Covered person(s) will not be able to claim for any pre-existing conditions, i.e. Someone with a bad knee, causes damage to the knee, no cover. 
- Covered person(s) must be in a sound mental state able to follow instruction.
Other than this, any age is covered under the policies.

Equipment and Instrument Insurance

  • 20%, 3 year no-claim discount for ANCA members
  • Accidental physical loss or damage to the property noted and Insured
  • Worldwide Cover – Cover provided whilst in storage, transit or on stage
  • Emergency Hire Costs - Costs of hiring replacement equipment limited to 35% of the sum insured of the lost or damaged item(s).
    For more information or to buy online now: or call 1800 123 266
To apply for insurance, you must be an ANCA member. To become an ANCA member, please go to to JOIN